It's very good its a 0. Congrats!!
No one on here can tell you how much aid you will get. It's all up to your school.
FAFSA works like this:
Your EFC (Expected Family Contribution) is a number that FAFSA, when they process your application, they give to your school. That's all they handle is processing your application.
Now, its all up to your school.
After they process your FAFSA, they send your school of choice a Student Aid Report (SAR). On the student aid report will have all the aid that you qualify for as well as all your information. Your school will tell you if you qualify for the Pell Grant along and Stafford Loans (which you will).
Your school will have a set amount that they give each student with whatever their SAR says. Since you got 0's for your EFC will recieve the maximum amount of financial aid the school will give out.
The lower the EFC, the more Aid you get.
Your school should send you an Award Letter stating how much you will recieve on your Financial aid, Pell grant, anyother grant that you qualify for, and how much you are aloud to borrow in federal loans that they can give you.
With an EFC of 0's.. you also qualify for a Pell Grant that is in the amount of $4,731 on top of your financial aid you recieve from the school...
Contact your school financial aid and make sure they recieved your SAR (mine didn't and I'm very lucky I called). Also talk to them about any other outstanding questions you might have, along with when you may recieve your Award Letter from them with all that information. You may also ask them how much you will recieve from financial aid if you get the full amount to maybe give you an idea on how much you'll recieve.
As a part time student, you will not recieve as much as a fulltime. Your school has a set tuition, and it kind of goes off of that.
Next, ask your financial aid office what kind of scholarships they offer to you. You can usually apply for them at the office, or they may have applications you can print off of the internet and send in to them. I would do this quite quickly as well, because deadlines are comming up.
Contact local clubs, businesses, and even your boss (if you work) to ask if they have any avaliable scholarships you may qualify for. Places like these like to give scholarships because they can use it as a tax write-off on the following year taxes.
Also, your local library should have all the information you need on whats avaliable as well.
Lastly, when you have your award letter and know how much you will be recieving for aid, you can talk to your financial aid adviser about student loans. There are federal student loans out there that are very helpful and low in interest to no interest at all.
http://www.salliemae.com/get_student_loa...
that's the most informational website about federal student loans. I would start there, and if you need more, you could go to a private student loan provider. but first, they have wayyy better interest rates and everything else.
check with your financial aid office, they'll have very good references on student loans as well. They actually can probably provide you with a loan through them.
Hope this helps!
probably not, but paying them off is always a burden
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