I agree taking off will help you get back on your feet!then you can take more hours at work!I dont think taking out more loans would be a good ideal!
You may need to take a semester off and just work to save up money. Can you sell anything of value? Your car maybe? Not to get rid of it, but move to something less expensive. You should have a health insurance plan available through the school which is usually pretty reasonable. If not, there might be something available through your job. But your best bet is to not go into more debt, cut your spending and stop getting loans. Start putting some of the knowledge you paid so much money for to good use.
Don't rule out a work study program either. If you're in your 5th year, you're almost done. So you should be able to make decent money somewhere.
But don't overlook extra ways to make money. Babysitting, lawn mowing, and the like. They may not be fun jobs, but if you are that desperate for money, suck up your pride and get to work.
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