I am pretty sure all of them are going to do a credit check. But let me know if you find somewhere who is willing to hand over 5k without checking on who you are first.
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Go through the government. Fill out a fafsa (fafsa.gov) and you should at least be able to get some kind of financial aid (loan, grant, etc.) Stafford loans usually have lower interest rats as well. There is a limit to how much you can borrow. (As a sophomore I can only borrow up to $3500) But that would be a start.
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